The pros and cons of alternative financial services for seniors

Seniors will find pros and cons about using alternative financial services companies. It pays to investigate first and invest later; seniors should be very careful about using AFS.

Consider retirement options to find the best pension plan

As a mature worker, consider pension options that offer some growth, along with safety, security and tax deferral of your plan.

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Combat Debt in Retirement: How you can get out and stay out

Take a minute and think about your retirement hopes. If you’re like many, dreams of vacationing, relaxation and time with family and friends dance through your head, as they should.

E-bills arrive and can be easily paid

Paying your bills online is only the first half of the personal finance billing revolution. The long-delayed second half of the technology has now arrived at almost every bank website. It will save you time and energy — and it will save millions of trees. But it will cost more jobs in the postal system. I’m talking about “electronic bill presentation,” or eBills. This goes beyond just viewing and paying your bill at the biller’s website. You can already do that at the sites of insurance companies, utilities and department stores.

5 tips on how to run a successful home business

Knowing how to run a home business and getting a few pointers can really make a difference in the success of your company.

What is Medigap and how can it help me?

Seniors should know more than “how do I sign up for social security.” They need to understand the importance of Medigap insurance to cover extra medical costs.

Do you know if your retirement money will really last and provide the lifestyle you want?

I’m not sure if you know this or not but among elderly Social Security beneficiaries, 22 percent of married couples and about 43 percent of unmarried persons rely on Social Security for 90 percent or more of their income.

Who are the workers dropping out of the job search?

The numbers don’t sound so bad — and may even sound like they’re improving. A drop in the unemployment rate from 8.3 percent to 8.1 percent appears to be moving in the right direction.

Earn and relax: How to make sure your money market funds are safe

Money market funds are designed to be low risk investment strategies and are good options to consider during financial planning.

SSDI vs. SSI: What's the difference?

Two popular government programs exist to help persons who are disabled or who have low incomes and limited resources. Compare the differences between SSDI and SSI here.

How to spot a "work from home" scam

If you’re looking for work, be wary of ads that offer work from home opportunities. Find out what some of the telltale signs of a work from home scam are.

Should I choose whole life insurance or term life insurance?

Find out what the differences are between whole life insurance and term life insurance and learn which one is best for you.

How to make money online: Etsy, eBay, Craigslist and more

Boost your new business start up by using online websites like Etsy, eBay, Craigslist and more to make money online. Getting started is fast and easy.

How online social security statements work

These days, you can check your social security earnings and print statements from the comfort of your own home. Find out how to sign up for social security statements online.

Elderly Wisconsin: Numbers are going up, up

Our neighbor reported her older sister and husband, who live in Texas, had bought a home in Wisconsin for their retirement.